There have been so many changes that have taken place over the last 20 years in the mortgage lending and servicing industries.  With all the banking mergers, company acquisitions, mortgage company closures, government take overs, selling of servicing rights, bankruptcies, sales to Wall Street and name changes, it makes it difficult to find the owner of the original mortgage loan and who has the right to any unclaimed funds or assets.  At Cochran Investment Company, Inc., we have the experience and resources to track these changes and find the current lender/mortgage holder or servicer entitled to the funds.

Each county in each state has different policies, procedures and forms required for submission to obtain the unclaimed funds.  We obtain all the paperwork necessary from the lender/servicer, prepare packages for the county complying with their requirements, submit all required county and state forms along with supportive documentation to the appropriate government agency, and follow up regularly until the claim is paid.  There is no up-front or out-of-pocket expense to the lender/servicer.

We can mitigate your losses and improve your bottom line increasing your shareholder’s value.